©2019 RACKS TO RICHES. 

Financial Management Resources

This page will constantly grow and update with new and newly found resources.  If you have a website you'd like to see up here, or if you're the owner of a site and would like to highlight important content (or have referral information taken down) please shoot at email to rackstorichesoffice@gmail.com, with Subject: Resources.  

BOOKS

You can click on book pictures for an Amazon link.  The book descriptions are from Google Books. 

One Year to An Organized Financial Life

"Leeds (One Year to an Organized Life), a professional organizer, and Wild, a financial adviser, apply Leeds's Zen Organizing philosophy to replace financial mayhem with method through digestible weekly steps over the course of one year. The authors begin by guiding readers through an emotional audit of their history with money, ridding their work spaces of clutter, and organizing key financial documents. January is time to take control, and the authors provide step-by-step instructions on preparing for tax season and retooling spending habits while laying the groundwork for protecting long-term assets. Savings and retirement vehicles are discussed at an extremely macro level but the extensive resource section compensates for the oversight. By devoting the entire month of November to getting ready for end-of-year holidays, the authors drive home how planning ahead can alleviate the pain of unforeseen expenses. This is an excellent start to creating a solid financial foundation and future."

Screen Shot 2018-08-31 at 10.52.44 AM.pn

Total Money Makeover

"If you will live like no one else, later you can live like no one else.

Build up your money muscles with America's favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover Revised 3rd Edition!

By now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you're tired of the lies and sick of the false promises, then take a look at this--it's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies. With The Total Money Makeover Revised 3rd Edition, you'll be able to:

  • Design a sure-fire plan for paying off all debt--meaning cars, houses, everything

  • Recognize the 10 most dangerous money myths (these will kill you)

  • Secure a big, fat nest egg for emergencies and retirement!

Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt--and that's a beautiful feeling.

The Total Money Makeover Revised 3rd Edition--complete with additional material and new personal success stories--is the one financial workout that guarantees everything will work out."

Screen Shot 2018-08-31 at 11.08.06 AM.pn

Get a Financial Life: Personal Finance in Your Twenties and Thirties 

"A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance.

More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them?

These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy.

It’s time for them to get a financial life.

For two decades, Beth Kobliner’s bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money.

From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today’s ever-changing landscape."

Screen Shot 2018-08-31 at 11.12.11 AM.pn

On My Own Two Feet: A Modern Girl's Guide to Personal Finance

Take control of your financial future!


"On My Own Two Feet is a must read for everyone. This book actually makes personal finance interesting. You will read it cover to cover. Go get a copy, and get copies for the people you care about. Taking care of your money is important, and the earlier you start, the better." --Tim Westergren, Founder, Pandora

Whether you've been living paycheck to paycheck or are saving for a down payment on your first home, this updated edition of the bestselling On My Own Two Feet will help you grasp the basic principles of money management. Written by Harvard Business School graduates and leading investment experts Manisha Thakor and Sharon Kedar, this finance guide provides you with all the information you need to know to keep your everyday spending in check, save for big-ticket items or emergencies, and create a secure retirement plan. Thakor and Kedar's time-tested strategies have been featured in the Wall Street Journal, Forbes, The Huffington Post, and are now adapted for your specific needs, such as paying off your student loans or budgeting for your future wedding, so that you'll never be short-changed by credit card companies or banks again.

With the valuable advice and concepts highlighted by On My Own Two Feet, you will achieve your life goals--and finally free yourself from financial stress."

Screen Shot 2018-08-31 at 11.18.43 AM.pn

Apps/Websites

A quick run-down: 

8 Best Personal Finance Apps of 2018

 

https://www.investopedia.com/personal-finance/personal-finance-apps/

Mint

https://www.mint.com/

Mint is an App/Website that lets you look at your money, bills, credit score, receipts, etc. all in real time.

 

If you have trouble with the big picture, this is a fantastic tool to get it all in one screen.  Here are some screenshots of what they do: 

Quickbooks Self-Employed

https://quickbooks.intuit.com/oicms/t/qbks-16923/b/how-it-works/

As self-employed folks, and especially if you already use an LLC, S-Corp, or any other business entity to work your dancing business, using Quickbooks can make your life much easier in the short and long run.  

Screenshots: 

WORKSHEETS

This Wallethub article is like the "Who wore it best" of budget spreadsheets.  Whatever your criteria are, it's got something for you.  

​https://wallethub.com/edu/free-budget-templates/25887/

This is a quick self-adjusting budget spreadsheet that can help you build.  Especially useful if you're working from ground zero, and if you're not that into Excel. 

https://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/index.php